Archive for February, 2020

  • 28
  • Feb2020
Funding Longevity is Hard. There is a Solution!

Funding Longevity is Hard. There is a Solution!

According to a recent survey of seniors, 80% were concerned about their ability to age-in-place due to the cost. Sixty percent have less than $10,000 in savings (including investments and retirement plans), and debt among seniors has never been higher. Nearly half of homeowners ages 65–79 carry a mortgage. In addition, seniors are living longer […]

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  • 21
  • Feb2020
Low Interest Rates Means More Money for Retirement

Low Interest Rates Means More Money for Retirement

When the Federal Reserve lowers interest rates, it provides an exciting opportunity for those looking to buy real estate. But what about seniors who are happy in their homes—can lower rates help them?  Refinancing or getting a home loan as a senior can be difficult, especially if you’re on a fixed income. The good news […]

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  • 14
  • Feb2020
How Beneficiary Deeds Work to Avoid Probate

How Beneficiary Deeds Work to Avoid Probate

What is a Beneficiary Deed and When Should It Be Used? A beneficiary deed, or commonly called a TOD deed (Transfer on Death Deed), is a special type of deed that can be used to transfer ownership of real estate outside probate and can be very useful when utilized with a Reverse Mortgage. The beneficiary deed is […]

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