specialty Archives

  • 02
  • Apr2019

Portfolio Select Program

Portfolio Select Mortgage The portfolio select program is designed for buyers who may otherwise just miss the requirements for a conventional loan. Check out this program and let us know if we can help you: Up to 85% loan-to-value, no mortgage insurance Minimum 640 credit score Loans up to $1 million 2 years seasoning foreclosure, […]

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  • 29
  • Mar2019

Hard Money Bridge Loans

Hard Money Bridge This loan is a good choice in many cases, but especially if you are doing a “Fix and Flip” on your own. Some people hire a contractor to do the work, but some intrepid folks want to do the work themselves. This loan option allows you the time to get the work […]

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  • 27
  • Mar2019

Bankruptcy Home Loans

Learn how to get a mortgage after bankruptcy So, things didn’t go according to plan and you filed for bankruptcy. One of the great aspects of life in America is that the law and people in general, realize that everyone deserves a second chance. The bankruptcy laws reflect that concept. At Silver Leaf Mortgage we […]

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  • 27
  • Mar2019

No Mortgage Insurance Loans

On a conventional purchase loan in which less than 20% is put down on the home, PMI (Private Mortgage Insurance) is required. Unlike many others, Silver Leaf Mortgage offers options with up to 95% loan-to-value with no PMI required! That means you can put 5% down on your new home and save hundreds in mortgage […]

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  • 27
  • Mar2019

Debt Consolidation Loans

Eliminate high-interest debt with a cash-out refinance Many homeowners become aware of the high interest rates they are paying on personal debt (e.g., car loans, credit cards, and student loans) much greater than doing a refinance of their home mortgage. The average interest rate for credit card debt at the end of 2018 was 16.71% […]

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  • 27
  • Mar2019

Lease Purchase Agreement

A lease-to-purchase agreement (sometimes referred to as “rent to own”) is a lease combined with an option to purchase the property within a specified period (usually 3 years or less), at an agreed-upon price. Lease Purchase Loan Have you been renting for some time and would love to own? We have a loan that will […]

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  • 27
  • Mar2019

Investor Cash Flow Loans

Maybe you have a great portfolio, but your personal income may not allow you to qualify for another loan for an additional property. Look to this interesting opportunity: Up to 80% LTV & IO Available Minimum credit score: 660 No personal income used to qualify Qualification based on property cash flow Single family, 2 to […]

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  • 27
  • Mar2019

Non-prime Mortgage

A non-prime mortgage is usually for self-employed individuals who recently had short sell, foreclosure, or experienced adverse credit conditions from the most recent recession. There are times in life where things don’t go according to plan, but that is no reason you should not be able to move forward with buying a home. Even if […]

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  • 27
  • Mar2019

Non-warrantable Condos

Non Warrantable Condo Loans Is the condo you are interested in not approved by FHA? That does not have to be a deal breaker. Silver Leaf Mortgage has several programs for your situation! We offer up to 90% loan-to-value (LTV) with no mortgage insurance (MI). Whether you are looking at a home for yourself, a […]

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  • 27
  • Mar2019

Interest Only Mortgage

An interest-only mortgage is a type of mortgage in which the mortgagor is required to pay only interest with the principal repaid in a lump sum at a specified date.

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