Blog

  • 15
  • Oct2019
Reverse Mortgage – An Important Element of a Secure Financial Plan

Reverse Mortgage – An Important Element of a Secure Financial Plan

Many concerns about reverse mortgages are driven by misconceptions and half-truths about how the program works. In recent years, concerns about borrowers’ risks have been addressed by new guidelines from the Federal Housing Administration, which insures these loans. Still, service providers, reverse mortgage experts and financial planners can do more to help Seniors determine whether […]

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  • 11
  • Oct2019
Low Interest Rates mean More Money for Retirement

Low Interest Rates mean More Money for Retirement

When the Federal Reserve lowers interest rates, it provides an exciting opportunity for those looking to buy real estate. But what about seniors who are happy in their homes? Can lower rates help them? Refinancing or getting a home loan as a senior can be difficult, especially if you’re on a fixed income. The good […]

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  • 08
  • Oct2019
If I have a Reverse Mortgage loan and there are no payments – how does the loan get repaid?

If I have a Reverse Mortgage loan and there are no payments – how does the loan get repaid?

When speaking with prospective clients, we find that they are often confused. They often ask – “a reverse mortgage loan requires no payments?” This doesn’t seem logical and may often sound like a scam as we were all brought up to believe that mortgage loans require some form of periodic payments. So just how does […]

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  • 07
  • Oct2019
Charting a Path from Teacher to Loan Originator

Charting a Path from Teacher to Loan Originator

Our very own Kathy Muni was featured in Reverse Mortgage Daily, highlighting her background as a teacher and how it has served her well in educating seniors about reverse mortgages and helping provide them with relief in retirement. Thank you Chris and Reverse Mortgage Daily for the great article and interview! The complete article is […]

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  • 30
  • Sep2019
25 Ways to Use a Reverse Mortgage

25 Ways to Use a Reverse Mortgage

Some suggestions on how a reverse mortgage can help you financially during retirement.

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  • 26
  • Sep2019
Age in Place with a Reverse Mortgage

Age in Place with a Reverse Mortgage

For many seniors who are living longer, the question is, “How do I fund my longevity?”

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  • 20
  • Sep2019
Silver Leaf’s Kathy Muni featured in Reverse Mortgage Daily

Silver Leaf’s Kathy Muni featured in Reverse Mortgage Daily

Our very own Kathy Muni, Senior Vice President of Lending Operations was interviewed recently by Chris Clow for Reverse Mortgage Daily (September 18, 2019) as an expert for the increasingly popular HECM for Purchase program, especially as it grows in Colorado. HECM for Purchase means that you can sell your house, “right-size” to a home […]

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  • 12
  • Sep2019
Is Your Mortgage Strangling You in Retirement?

Is Your Mortgage Strangling You in Retirement?

Is your mortgage payment “strangling” you? Are you worried about which bills to pay on your fixed income?

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  • 05
  • Sep2019
Low Interest Rates = More Money for Retirement

Low Interest Rates = More Money for Retirement

When the Fed lowers interest rates, it’s exciting for those buying real estate. But what about seniors who are happy in their homes?

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  • 01
  • Aug2019
More Baby Boomers Turn to Reverse Mortgage

More Baby Boomers Turn to Reverse Mortgage

According to a study recently released by Fannie Mae, more baby boomer retirees have mortgage debt than those retirees who were born between 1931 and 1935. “Paying off the mortgage, once a widespread rite of passage for homeowners approaching retirement has become less common in recent years,” wrote Patrick Simmons, director of strategic planning for […]

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