A 20-year term may be just the thing! It is a happy medium between the traditional 30-year mortgage with lower payments, and the 15-year mortgage with higher payments. The 20-year mortgage allows you to save on the amount of interest paid over the life of the loan without the payment being out of reach. In addition, if you are able to make extra payments along the way, you can shorten the term to 15-years by simply making those extra payments.
Call us at Silver Leaf Mortgage to get the details based on your particular situation. We are a Denver based mortgage broker, but serve all of Colorado.
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