On a conventional purchase loan in which less than 20% is put down on the home, PMI (Private Mortgage Insurance) is required. Unlike many others, Silver Leaf Mortgage offers options with up to 95% loan-to-value with no PMI required! That means you can put 5% down on your new home and save hundreds in mortgage insurance.
A VA Loan has no MI, so if you qualify for a VA loan, that may be a good option for you. There is a Funding Fee for a VA loan, but if you a disabled vet, that will be waived.
Bank statement loans have no MI, for borrowers with FICO scores of 600+, for up to $3 million. Owner-occupied, 2nd homes and investment properties are allowed, and 100% gift funds for the down payment are acceptable.
You may qualify for our “no MI” loans using your bank statements, your assets, or your regular employment income.
Reach out to Silver Leaf Mortgage today
Are you considering a “no MI” mortgage? Speak with a Senior Loan Officer today to learn more about your options, and if a no MI loan is right for you. At Silver Leaf Mortgage, we are a Denver mortgage company with 100 years of combined experience in the lending industry. We know how exciting and overwhelming a home purchase can be, and we’re committed to guiding you every step of the way. Call now at (720) 458-4036!
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