Lease Purchase Agreement

A lease-to-purchase agreement (sometimes referred to as “rent to own”) is a lease combined with an option to purchase the property within a specified period (usually 3 years or less), at an agreed-upon price.

Lease Purchase Loan

Have you been renting for some time and would love to own? We have a loan that will allow you to lease in order to own.

  • Borrower receives credit for equity growth in home
  • Use appraised value as borrower’s equity for rate term
  • Loan-to-value (LTV) based off appraised value vs. purchase sales price
  • Must have canceled rent checks
  • Agreement must have been executed over 12 months ago to use the appraised value
  • LTV determined by borrower’s scores/credit, rate-term only, no cash-out
  • Loans up to $3 million and 90% LTV with no mortgage insurance
  • Renter is now treated as the homeowner without being on title for qualification purposes
  • Title must be transferred to borrower at closing
  • Credit scores as low as 500

Call or email TODAY for more information! 720-458-4036


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